Value of ₹10,000 invested on 16 Mar 2020, month by month.
| Where | Worth now | Change | Against SBICARD |
|---|---|---|---|
| SBI Cards and Payment Services | ₹9,615 | -3.8% | — |
| NIFTY 50 | ₹25,440 | +154.4% | ₹15,824 less |
| Fixed deposit at 6.5% | ₹15,047 | +50.5% | ₹5,432 less |
The NIFTY 50 figure is the index itself over the same dates, which like this page counts price only and no dividends — so the two are measured the same way. The fixed deposit line assumes a steady 6.5% a year for the whole period. No bank held one rate that long: Indian deposit rates ran from around 9% in 2014 to about 5.5% in 2021. Treat it as a yardstick, not a record of what a deposit actually paid.
| Year | Change |
|---|---|
| 2026 | -24.0% |
| 2025 | +29.8% |
| 2024 | -12.6% |
| 2023 | -4.5% |
| 2022 | -14.3% |
| 2021 | +9.1% |
₹10,000 at ₹681.40 a share buys 14.68 shares. Held to the close of 11 Sep 2026 at ₹655.20, those shares are worth ₹9,615. Dividends are not included, and neither are brokerage, taxes or charges — the real figure would differ on both counts.
Data covers 16 Mar 2020 to 11 Sep 2026 (1,610 trading days), from end-of-day NSE prices. This page is a record of what prices did. It is not advice, and nothing here is a recommendation to buy or sell — read the disclaimer.